Celebrate International Frugal Fun Day, Oct. 6

Saving money isn't always easy, but putting aside a few dollars here and there can add up. International Frugal Fun Day, October 6, is the perfect time to begin the habit of making small adjustments so you can have a frugal fun night and put the savings toward something even bigger later.

Here are some suggestions on how to be frugal but still have fun.

Rent a movie. Before spending a small fortune to see a recent release, rent a movie you forgot to see before it left theaters. Spend $15 on the rented movie and snacks from the grocery store and put the remaining money in your savings account. What would have been a $45 date night is now a frugal movie night.

Savings: $30 on the cost of movie tickets and theatre snacks

Take a picnic to a public park. Instead of spending your play money to go out to eat all the time, pack up a picnic basket and head to a nearby park with your loved ones. Enjoy the outdoors by bringing a ball, kite or frisbee so you can play after lunch. Many state parks require a small fee, but most local public parks are completely free. A day in the sun is the perfect time to save for a rainy day, so deposit the money you would have spent eating out straight to your savings account.

Savings: $40 on the cost of an appetizer, two entrees, and drinks at a restaurant

Visit the museum and zoo on free days. Many entertaining destinations like these have a designated day each month for the public to enter at a free or reduced rate. Instead of paying around $30 for two adults to be admitted, with a little planning you can check out American Indian relics, paintings and animals for little or nothing.

Savings: $30 on the cost of admission

Take a bike ride. Who decided exercise had to be boring? Take a new bike path or explore a neighborhood you've always wanted to see. You'll find out more about the area in which you live and make yourself more fit in the process.

Savings: $5 on the cost of gas

Participate in a seasonal tradition, visit a pumpkin patch. Fall, food and fun—you can't go wrong. Take some friends to pick pumpkins, and later, spend the evening baking pumpkin pie. If you pull the money for pumpkins out of your grocery budget, you will have spent no money on entertainment at all.

Savings: $0 total—but your monthly budget now allows $5 more for entertainment!

By participating in a little frugal fun, you can work toward your savings goal without radically changing your lifestyle; if you do one of the ideas mentioned each weekend, you can save your way to something even more fun, like an island getaway. Make sure to tell everyone on the beach how you did it.

For more information on budgeting and saving, visit www.bmoharris.com.

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